Your Path to Homeownership
Thinking about purchasing a home? Whether you're a first-time buyer, looking for an investment property, or upgrading for your growing family—Aron Home Loans is here to help!
Many people feel insecure about their options. What they don't realize is that a home mortgage is often cheaper than renting and provides significant monetary and lifestyle benefits.
Benefits of Homeownership
Aron Home Loans can give you the confidence to be secure in your choice and reap the benefits of homeownership.
Tax Benefits
Mortgage interest and property taxes may be tax deductible, potentially saving you thousands each year.
Investment
Build equity over time as you pay down your mortgage and your home potentially appreciates in value.
Pride of Ownership
Customize your home to your liking and enjoy the stability of owning your own property.
Community
Put down roots in a neighborhood and become part of a community for the long term.
The Process to Secure Your Home
Begins with these seven easy steps
Connect With Aron
Start with a free 15-minute discovery call. We'll discuss your goals, timeline, and answer any initial questions you have about the homebuying process.
- Discuss your homeownership goals
- Review your timeline and budget expectations
- Answer your initial questions
- Determine the best loan options for your situation
Secure Your Goal
There are numerous options for every situation and it can be easy to become overwhelmed. We'll create a personalized strategy based on what you can afford and what you qualify for.
- Review your financial situation
- Determine your buying power
- Create a custom pre-approval strategy
- Set realistic expectations for your search
Choose Your Loan
With multiple loan options available (FHA, VA, Conventional, Jumbo, and more), we'll guide you through the choices and help you determine what's best for your situation.
- Compare FHA, VA, Conventional, and Jumbo options
- Explain the pros and cons of each loan type
- Match your profile to the best program
- Lock in competitive interest rates
Shop With Confidence
With your pre-approval in hand, you're ready to make competitive offers. We'll coordinate with your realtor to ensure smooth communication throughout your search.
- Use your pre-approval letter to make strong offers
- Coordinate with your realtor on negotiations
- Provide updated approval letters as needed
- Stay within your approved budget
Get Approved
Once you've found your home and your offer is accepted, we'll finalize your loan application and run a credit report to determine final approval.
- Submit your full loan application
- Complete credit and income verification
- Order the home appraisal
- Receive conditional approval
Secure Your Documents
As we move forward, we'll need copies of certain documents to underwrite your application. It's important to supply documentation quickly to keep your loan on track.
- Provide required documents (pay stubs, bank statements, tax returns)
- Respond promptly to any underwriter requests
- Complete any outstanding conditions
- Maintain your financial status during this period
Secure Your Keys
After your loan is closed and funded, it's time to celebrate! You'll meet with the title company, sign your final documents, and receive the keys to your new home.
- Review and sign closing documents
- Complete final walkthrough of property
- Receive your keys
- Move into your new home!