Terms of Use

This website, and any of the services provided by Secure Choice Lending in connection with this website, are being provided to you subject to these Terms of Use, which govern your use of the site. Please read these Terms of Use carefully. By visiting and/or using this website, including any of the services offered on this website, you agree to be bound by these Terms of Use, whether or not you complete a transaction with Secure Choice Lending, and whether or not you complete your transaction online.

If you do not agree to these Terms of Use, you are not authorized to use this website or any of the services that Secure Choice Lending may offer through this website. Secure Choice Lending reserves the right to, in its sole discretion and without notice, deny you access to and/or use of this website for any reason or no reason at all.

Secure Choice Lending is licensed as set forth on the website, which is incorporated into this agreement by reference. The disclosures and consents required under certain state laws are deemed to have been provided, received, and agreed to by your visit to and/or use of the website.

Information Subject to Change

Although Secure Choice Lending has tried to provide accurate and timely information, the content of this site may not be accurate, complete, and/or current and may include typographical errors or technical inaccuracies. The information and materials contained in these pages, as well as the terms, conditions, and descriptions that appear on this site, are subject to change at any time without notice. Secure Choice Lending may change the products, services, and other information identified on this website from time to time.

Other Sites

This site may contain links to other sites on the Internet, and such links are provided solely for the convenience of our visitors. Secure Choice Lending does not, unless otherwise expressly stated, endorse, control, approve, or sponsor the linked sites or advertisements contained thereon. Secure Choice Lending hereby disclaims liability for any other company's website content, products, privacy policies, or security.

Disclaimer of Warranties

The information and materials contained in this site, including text, graphics, links, or other items, are provided "as-is" and "as available," and Secure Choice Lending does not warrant the accuracy, adequacy, or completeness of such information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, express, or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, is given in conjunction with the information and materials.

You acknowledge that neither Secure Choice Lending, its affiliates, nor any of their respective employees, agents, third party content providers, or licensors warrant that the services or the site will be uninterrupted or error free; nor do they make any warranty as to the results that may be obtained from use of the services or the site, or as to the timeliness, sequence, accuracy, reliability, completeness, or content of any information, service, or merchandise provided through the services or the site.

Limitation of Liability

In no event will Secure Choice Lending be liable for any damages, including, without limitation: direct or indirect, special, incidental or consequential damages, losses or expenses arising in connection with this website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or link, or system failure, even if Secure Choice Lending or representatives thereof are advised of the possibility of such damages, losses, or expenses.

Indemnification

You agree to defend, indemnify, and hold harmless Secure Choice Lending, its affiliates, vendors, and all directors, officers, employees, and agents of Secure Choice Lending and its affiliates and vendors from and against any claim, demand, damages, liabilities, suit, expenses, costs, or proceeding, including attorney's fees and court costs, that relates to or is based on your violation of these Terms of Use or misuse of the website, or any services available from Secure Choice Lending.

No Unlawful or Prohibited Use

As a condition of your use of this website, you agree and warrant to Secure Choice Lending that you will not use or access this website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If your use or access violates any law or any of these terms or conditions, your permission to use the website automatically terminates.

Website Security

You are prohibited from violating or attempting to violate the security of the website, including, without limitation: (a) accessing data not intended for your viewing or logging into a server or account which you are not authorized to access; (b) attempting to probe, scan, or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; or (c) attempting to interfere with service to any user, host, or network. Violations may result in civil or criminal liability.

Copyrights and Trademarks

Copyright on the pages, in the screens displaying the pages, and in the information and material therein and their arrangement is owned/licensed by Secure Choice Lending, unless otherwise indicated, and is protected by U.S. copyright laws and international treaties. The copyrighted materials on the website include, but are not limited to, the text, design, software, images, graphics, source code, and the content on the website. You are authorized to view the information available on the website for your personal, noncommercial use only.

Email and Online Information Requests

Please note that messages you send Secure Choice Lending by e-mail may not be secure, and Secure Choice Lending recommends that you do not send any confidential information to Secure Choice Lending by e-mail. If you choose to send confidential information to Secure Choice Lending via e-mail, you accept the risk that such information may be intercepted by a third party.

By submitting your information to Secure Choice Lending through this website or by any other method, you are inquiring about loan products and/or other Secure Choice Lending services and giving Secure Choice Lending permission to contact you via e-mail, telephone, letter, fax or using any other information you provide, regardless of registration with any federal, state, or local Do Not Call list, Do Not Mail list, or any other comparable list or registry.

SMS Terms & Conditions

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

1. SMS Consent and Communication - The phone numbers obtained during the SMS consent process will not be shared with third parties for marketing purposes.
2. Types of SMS Communications - By consenting to receive text messages from Secure Choice Lending, you may receive messages related to: Appointment reminders, Follow-up messages, Billing inquiries, Promotions or offers.
3. You can cancel the SMS service at any time. Simply text "STOP" to the short code.
4. If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to info@securechoicelending.com.
5. Carriers are not liable for delayed or undelivered messages.
6. Message and data rates may apply. Message frequency varies.

Communications with Secure Choice Lending

By submitting any comment, complaint, suggestion, improvement, idea, testimonial, or other communication ("Submission" or collectively "Submissions") to Secure Choice Lending through this website or any other method, you acknowledge and agree that any and all Submissions, and all rights therein, become the sole and exclusive property of Secure Choice Lending, including any future rights, regardless of any subsequent modification or deletion of the provisions in the Terms of Use. Secure Choice Lending reserves the right to record and monitor any and all communications to Secure Choice Lending. By communicating with Secure Choice Lending through any means, you consent to such communications being recorded and monitored.

Privacy

Secure Choice Lending understands the need to safeguard your information from unauthorized use and disclosure. Please see the Secure Choice Lending Privacy Policy by clicking on the link at the bottom of the website.

General

Secure Choice Lending reserves the right to modify these Terms of Use at any time without notice, but the most current version of the Terms of Use will always be available to you by clicking on the link at the bottom of the website. By continuing to use the website and the services available through it after the date of any change to these Terms of Use, including accessing the website, you agree to be bound by the rules contained in the most recent version of this Agreement.

Governing Law

You agree that these Terms of Use shall be governed by and construed in accordance with the laws of the State of Pennsylvania, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms of Use or the use of this website shall be filed only in the state or federal courts located in Philadelphia, Pennsylvania, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

Severability

You agree that if any provision of these Terms of Use shall be found to be unlawful, void, or, for any reason, unenforceable, then that provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity and enforceability of such other provisions.

Contact and Violations

Please contact us with any questions regarding these Terms of Use. Please report any violations of the Terms of Use to Info@SecureChoiceLending.com